Health Insurance Daily Guide

Having a Medigap policy ensures that the insurance company pay your provider directly when:

Your provider has signed an agreement with Medicare to accept assignment of all Medicare claims for all their Medicare patients, and
You tell your doctor’s office to put on the Medicare claim form your correct Medigap policy number and company name
Meeting these conditions, the Medicare carrier will process the claim, send you the summary notice, and send it to the Medigap insurance company. In most cases, Medicare claims are sent directly to the insurance company, even if the doctor doesn’t accept assignment on all claims.

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