Health Insurance Daily Guide

Change of Family Status: Marriage, divorce, child birth, or death of spouse may signal a need to change your health benefits. The information provided by your employer should tell you how you can change benefits or switch plans. If your spouse’s employed and is offered health benefits package, coordinate both plans for maximum coverage.

Changing Jobs: Under the Consolidated Omnibus Budget Reconciliation Act, you may be eligible to purchase extended health coverage under your employer’s plan in case you lose your job or change employers. The coverage can range from 18 to 36 months. This applies to most employers with 20 or more workers and requires your plan to notify you of your rights.

Comments Off