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	<title>Health Insurance Daily Guide</title>
	<link>http://healthinsurancedailyguide.com</link>
	<description>Your Daily Guide to Health Insurance</description>
	<lastBuildDate>Tue, 10 Aug 2010 12:02:42 +0000</lastBuildDate>
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	<item>
		<title>Make Your Health Benefits Work for You (2)</title>
		<description><![CDATA[
Quality: The quality of health care services is varied, but quality can be measured. Not all health plans, hospitals, doctors, and other health care providers give the highest quality care. Find out resources that teaches you how you can measure quality. 
Summary Plan Description (SPD) of the Health Plan: Keep this document as it outlines [...]]]></description>
		<link>http://healthinsurancedailyguide.com/guides/make-your-health-benefits-work-for-you-2/</link>
			</item>
	<item>
		<title>Make Your Health Benefits Work for You (1)</title>
		<description><![CDATA[
Make your options: Different types of health benefit plans exist, find out what your employer offers, then check out the plan, or plans. Match your needs and preferences with the available plans. Availing of more information will give you a better choice of health care plan.
Review the Benefits: Do they offer one which covers preventive [...]]]></description>
		<link>http://healthinsurancedailyguide.com/guides/make-your-health-benefits-work-for-you-1/</link>
			</item>
	<item>
		<title>Q&amp;A</title>
		<description><![CDATA[
Q  What is the first thing I should know about buying health coverage?
A Your aim should be to insure yourself and your family against the most serious and financially disastrous losses that can result from an illness or accident. If you are offered health benefits at work, carefully review the plans’ literature to make [...]]]></description>
		<link>http://healthinsurancedailyguide.com/qa/qa/</link>
			</item>
	<item>
		<title>Other Health Insurance Available</title>
		<description><![CDATA[by Andrea
Each organization is not similar if you decide to get a pet health insurance. Many companies give money back for veterinary services, so that the pet owner will be accountable or in charge for the payment of Â the veterinarian. There are some companies that have veterinarians that operate in their association under those procedure [...]]]></description>
		<link>http://healthinsurancedailyguide.com/guides/other-health-insurance-available/</link>
			</item>
	<item>
		<title>Making Claims for Emergency Care</title>
		<description><![CDATA[
If your claim for emergency care is refused by your health plan, what would be the best thing to do? Filing an appeal with your health plan is the best step to take, and if you continue to get denied, persevere. In some states, the complaint eventually goes before a committee outside the plan which [...]]]></description>
		<link>http://healthinsurancedailyguide.com/guides/making-claims-for-emergency-care/</link>
			</item>
	<item>
		<title>Glossary (Part 3)</title>
		<description><![CDATA[
Pre-Existing Condition
An illness or condition which was treated or diagnosed before the policy was issued.  Many policies will not pay benefits for pre-existing conditions, or will only cover treatment of them after the policy has been in force for a specified period of time. This varies based on whether the policy is group or [...]]]></description>
		<link>http://healthinsurancedailyguide.com/glossary/glossary-part-3/</link>
			</item>
	<item>
		<title>Glossary (Part 2)</title>
		<description><![CDATA[
Effective Period
The date health insurance protection begins. 
Elimination Period
Specified number of days that you must be eligible for coverage or disabled before the policy begins to pay benefits. 
Exclusions and Limitations
Conditions or circumstances in which benefits are not payable or may be limited.  Some examples of exclusions are suicide or self-inflicted injuries, injuries resulting [...]]]></description>
		<link>http://healthinsurancedailyguide.com/glossary/glossary-part-2/</link>
			</item>
	<item>
		<title>Glossary (Part 1)</title>
		<description><![CDATA[
Coinsurance
The share of your covered expenses, usually a percentage, you must pay after the deductible is reached.  For example, a policy may require you to pay twenty percent of the cost up to a certain dollar amount.
Conversion of Privileges
Allows the participant or beneficiaries to convert coverage to a different plan of insurance without providing [...]]]></description>
		<link>http://healthinsurancedailyguide.com/glossary/hello-world/</link>
			</item>
	<item>
		<title>COBRA Self Employed Medical Insurance</title>
		<description><![CDATA[by Andrea
If you are trying to obtain or get hold of a self employed medical insurance, you might come across that youâ€™re qualified for COBRA. COBRA health insurance is accessible and on hand to people who had employer-sponsored health insurance coverage but left for their job. You must inform your employer within sixty days of [...]]]></description>
		<link>http://healthinsurancedailyguide.com/guides/cobra-self-employed-medical-insurance/</link>
			</item>
	<item>
		<title>Medigap Policy</title>
		<description><![CDATA[
Having a Medigap policy ensures that the insurance company pay your provider directly when:
Your provider has signed an agreement with Medicare to accept assignment of all Medicare claims for all their Medicare patients, and
You tell your doctor&#8217;s office to put on the Medicare claim form your correct Medigap policy number and company name
Meeting these conditions, [...]]]></description>
		<link>http://healthinsurancedailyguide.com/guides/medigap-policy/</link>
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