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Just like health insurance,they are either indemnity or managed-care plans. The differences between the two lie on the choice of dental care providers, cash outlay and mode of payment. In general, Indemnity Plans have a wider range of dental care providers than managed-care plans. However, they only pay their share of the costs after the service has been done meaning, the insured will have to pay for the bill first and have it reimbursed later (after submitting all the requisites for reimbursement). Managed-Care Plans normally maintain networks of dental care providers, who agree to render service to their patients at pre-agreed prices and will be the one to submit the required paper ( the claim) for you to the dental insurance company.

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